There are numerous benefits for people who live in retirement villages that may not be available to them in the traditional home.  This includes the following:

Stamp duty

Unlike downsizing to a normal home, there is a $0 stamp duty to pay on retirement village apartments and homes in NSW and the ACT.

Transparent cost and pricing

You can benefit from a better quality of life and housing which has been specifically designed to cater for the needs of seniors when living at Mount Gilead Estate. The ingoing contribution (what you pay to live here) is also generally much lower than comparable homes in similar areas.

At Mount Gilead Estate you get full transparency of costs before you move in. We will calculate the amount you can expect to pay before, during, and after living in the village. There are no hidden fees or charges.

Competitive recurrent fees

Mount Gilead Estate has some of the lowest ongoing fees compared to other retirement villages.  And with more facilities than other retirement villages, large more spacious living, and a more vibrant community with value-add services, you’ll be amazed at how affordable it is.

Monthly fees cover village costs for items such as common area electricity, gardening and maintenance of common areas, administration costs, council rates, buildings insurance, and costs to ensure compliance with obligations stipulated in legislation.

But at Mount Gilead Estate, you get a whole lot more than elsewhere.  This includes the facilities providing resort-style living as well as the following services:

• 24-hour emergency call system

• Appliance maintenance (oven, cooktop, dishwasher & hot water)

• General village maintenance

• Coffee shop café offering snacks and light meals

• Assistance arranging bill payments, booking travel, etc

• Welcome morning teas and other community events

• Information/education sessions

• Assistance in getting Home Care when and if you need it

There is a vast range of facilities available to residents in the Estate including:

• Outdoor work shed

• One of the largest retirement village clubhouses

• Community Garden

• 9-hole private residents-only golf course

• Outdoor swimming pool

• Indoor heated swimming pool

• Outdoor lawn bowling green

• Aqua aerobics classes

• Gym using high-tech air resistance equipment

• Onsite hairdresser

• Bar (with happy hour daily)

• Community vegetable garden

• Village bus

• Games area – snooker tables and darts

• Karaoke machine

• BBQ facilities

• Landscaped gardens

• Library

Yes, your retirement home at Mount Gilead Estate is yours to decorate as you please.  This includes hanging desired frames and artwork throughout.

Yes, you can choose from a range of colours for paint and tiles in your new retirement home.

Yes, you can make minor changes to your home if it hasn’t been built yet.  Changes must be within reason, and you will have to pay for any additional costs over and above the standard fit-out.

Yes, you are allowed pets at Mount Gilead Estate.  We are a pet-friendly village.  However, you will need to let us know about your pet if you’re interested in living here.  There is a pet-friendly policy that needs to be adhered to.  Just ask about it when you come for a property inspection and tour of our village.  

We do not retain additional capital gains when you sell your retirement village home on top of the deferred management fee payable.  The deferred management fee is an exit fee that is payable based off a percentage of the sale price of your retirement home when you exit the village.  Some over 55s villages will retain a percentage of the capital gains in addition to a capped exit fee.  We don’t do that. 

Our exit fees are based on a sliding scale from 10%-30% of the sale price of your retirement home, depending on how long you have lived in the village.  You will never pay more than 30% of the sale price as an exit fee, no matter how long you have lived here.  Read more about our fees here.

We offer a deferred management fee with our properties.  That is what is called an “exit fee” which is paid when someone permanently vacates the village. This is calculated as a percentage of the ingoing contribution and is paid on a sliding scale based on how long someone has resided in the village.

At Mount Gilead Estate the exit fees are calculated as follows and capped at 30% of ingoing fees.

• First Year -10%

• Second Year – an additional 10%, bringing the total to 20%

• Third Year – an additional 10%, bringing the total to 30%

Please note that for part-year periods, the fee is calculated on a pro-rata basis reflecting the number of days in that year that our residents have occupied their homes.  

Mount Gilead Estate is managed by both the owners, Australian Retirement Holdings, and their appointed management team HT Retirement.  HT Retirement owns, builds and operates retirement villages in NSW and is the original developer of Mount Gilead Estate.

Gilead is tranquil, green suburb just off the M5 in Sydney’s South West in the state of New South Wales, Australia. Gilead is only an hours drive from the city of Sydney, just 58 kilometres south-west of the Sydney central business district.  The suburb Gilead officially falls in the local government area of the City of Campbelltown which is part of the Macarthur region.

Mount Gilead Estate is owned by Australian Retirement Holdings.  Australian Retirement Holdings is a privately Australian owned retirement village developer and operator. The company owns and is operating Mount Gilead Estate, one of the largest single site retirement villages in Australia. The Australian Retirement Holdings ownership and management team has more than 90 years of combined retirement sector, general business, property development, and operational management exertise.

Mount Gilead Estate fees are transparent and competitive from our competitive incoming fees, to our low recurring fees or monthly contributions and low exit fees.   

Recurring fees, also referred to as ongoing payments or monthly fees, are calculated based on the square metre size of your property.   Recurring fees are monthly (or weekly) charges for the day-to-day cost of living at the estate.

Recurring monthly fees start at less than $78 per week or $336 per month, up to $154 per week to 620 per month for our largest homes.  This offers great value and some of the lowest ongoing levies for retirement villages*, parrticularly given the enormous range of facilities and services provided for residents. 

To see just how competitive Mount Gilead Estate is, enter your details in the Contact form and we will send you an e-mail with our fee schedule.

The entry fees or upfront costs to live at Mount Gilead Estate vary depending on the property you’re interested in buying.   Our villas start at $900,000 while our apartments start at $575,000.  You can read more about our fees here or contact us to arrange an inspection where all upfront and recurring fees can be discussed in more detail.

Mount Gilead Estate is an over 55s community. We welcome anyone who is 55 or older to our retirement village.